What you actually pay is never the sticker price. Here’s the real MSRP range, the manufacturer destination fee, typical dealer fees, and an out-the-door (OTD) estimate for the 2026 Toyota Camry — before a dealer quotes you anything.
Realistic range: $30,680–$34,815, depending on your state’s sales tax and dealer doc fee. On the 2026 Toyota Camry base trim, before options.
Fees vary a lot by state — doc fees alone range from an $75 statutory cap to $1,295+ uncapped. See the exact numbers for your state in the full state-by-state fee guide.
None of these are required to buy the car — they’re dealer profit centers, and every one of them is negotiable or removable.
| Trim | MSRP |
|---|---|
| LE | $30,825 |
| LE | $29,300 |
| SE | $33,325 |
| SE | $31,800 |
| Nightshade | $34,325 |
| Nightshade | $32,800 |
| XLE | $36,025 |
| XLE | $34,500 |
| XSE | $37,225 |
| XSE | $35,700 |
MSRP excludes destination, taxes, and dealer fees — see the breakdown above for the full out-the-door picture.
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